The banking industry is currently experiencing a remarkable transformation, driven by technological advancements, evolving consumer expectations, and the rise of innovative fintech companies. At Manning + Company, we proudly stand at the forefront of this financial revolution. We offer a unique talent-sourcing service to banks and financial institutions, providing them with top-tier professional and technical staff. Our mission is to empower these organizations in navigating the complex challenges and embracing the countless opportunities presented by modern banking. In this blog post, we'll delve into our role in the broader landscape of Open Banking, Payment APIs, Transaction Enrichment, and Banking-as-a-Service.
Open Banking / Payment APIs
Plaid
URL: Plaid
Plaid is a dominant force in the open banking revolution, operating as a data network and payments platform. It excels in functions such as identity verification, authorization, and payment initiation. Plaid's role is pivotal in creating a more interconnected and user-friendly financial ecosystem by enabling secure and efficient data sharing between banks and fintech companies.
Modern Treasury
URL: Modern Treasury
Modern Treasury takes center stage in streamlining financial operations. This payments operating system harnesses the power of APIs to simplify money movement and streamline payment processes. In a world where consumers demand faster, more convenient, and reliable payment experiences, Modern Treasury ensures that financial institutions can keep pace with these evolving demands.
Truelayer
URL: Truelayer
Truelayer plays a crucial role in the open banking arena. Its payment network, built on open banking APIs, expertly handles instant bank payments, streamlined onboarding, variable recurring payments, and payouts. Truelayer is at the forefront of offering secure and reliable open banking solutions, ensuring a more convenient and feature-rich banking experience for consumers.
Yapily
URL: Yapily
Yapily is an open banking platform empowering companies to initiate payments and access valuable financial data. Its comprehensive suite of services includes account validation, payment initiation, bulk payments, virtual accounts, and financial data sharing. Yapily effectively bridges the gap between traditional financial institutions and the digital-first banking experience that customers now expect.
Narmi
URL: Narmi
Narmi offers an API-driven platform that equips financial institutions with an array of products and services, including consumer account opening, digital banking, business banking, and analytics. By leveraging Narmi's offerings, banks and credit unions can provide a seamless and feature-rich digital banking experience to their customers, giving them a competitive edge in the market.
Banked
URL: Banked
Banked provides an innovative alternative to traditional card schemes through its A2A (account-to-account) payment software platform. This approach simplifies payments, offering a more direct and cost-effective payment method. Banked's solutions help businesses reduce transaction costs and enhance the efficiency of their financial operations.
Teller
URL: Teller
Teller offers a comprehensive suite of APIs designed to verify account details, facilitate money movement, process payments, and provide transaction visibility. These solutions empower businesses to create more reliable and efficient banking experiences for their customers, enhancing trust and usability.
MoneyKit
URL: MoneyKit
MoneyKit offers a powerful platform that facilitates the creation of single-place financial profiles by connecting various APIs and financial institutions. By centralizing financial data and services, MoneyKit empowers customers to have more control and transparency over their financial lives.
Ibanity (a subsidiary of Isabel Group)
URL: Ibanity
Ibanity's APIs allow businesses to initiate payments, fetch account information, send and receive digital invoices, and manage and use their corporate identity. Ibanity's services simplify financial operations and enhance business efficiency.
Saltedge
URL: Saltedge
Saltedge provides open banking API solutions, offering businesses access to a vast network of over 5,000 banks globally. By connecting to Saltedge's APIs, companies can access valuable financial data and services, streamlining their operations and enhancing the user experience.
NovoPayment
URL: NovoPayment
NovoPayment operates as an API-based platform, offering digital banking, payment infrastructure, and card solutions throughout the Americas. Its services are pivotal in enabling financial institutions and businesses to tap into the potential of the digital financial landscape.
Moov
URL: Moov
Moov stands out as an open-source acquirer processor, issuing processor, and program manager. It provides ledger infrastructure with direct connections to card brands, The Clearing House, and the Federal Reserve. Moov's open-source nature is driving innovation and collaboration within the financial industry.
Sila
URL: Sila
Sila's API facilitates the seamless flow of funds through ACH payments, KYC/KYB verification, card-acquiring capabilities, settlements, and wire transfers. This simplifies the process of transferring funds and ensures compliance, making Sila a vital component of the modern banking stack.
Tink (acquired by Visa in 2022)
URL: Tink
Tink operates as an open banking platform that manages payments and payouts, account checks and data analysis, risk decisioning, income checks, and financial management. With Tink's services, businesses can harness the power of open banking to offer a wider range of financial products and services to their customers.
Modulr
URL: Modulr
Manning + Company recognizes the importance of streamlining payments and reducing administrative overhead. Modulr offers an embedded payments platform that enables digital businesses to automate and embed payments into their operations. Our services help businesses streamline payments, reduce administrative overhead, and offer more efficient services to their customers.
Fidel API
URL: Fidel API
Fidel API is a global financial infrastructure platform that enables developers to build programmable experiences when a transaction occurs. Fidel API's services help businesses unlock the potential of transaction data, enhancing customer experiences and creating innovative financial solutions.
Transaction Enrichment
Spade
URL: Spade
Spade offers APIs that enrich transaction data by adding locations, logos, normalized merchant names, and categories. This enrichment enhances the quality and depth of financial data, supporting better decision-making and customer experiences.
Prism Data
URL: Prism Data
Prism Data is a B2B data infrastructure and analytics provider that offers cash flow underwriting technology. This technology is instrumental in building products and making credit decisions, ensuring that financial institutions stay at the forefront of innovation.
ntropy
URL: ntropy
ntropy provides financial data standardization and enrichment APIs. By standardizing and enriching data, they enhance data quality and drive better decision-making, ultimately improving the quality of the customer experience.
Pave
URL: Pave
Pave is a cash flow intelligence technology designed to identify healthy borrowers, optimize credit limits, and improve collections outcomes. By harnessing the power of data, Pave supports lending institutions in making more informed decisions and fostering healthier financial relationships with customers.
Heron Data
URL: Heron Data
Heron Data offers APIs that enable lenders to underwrite small businesses by categorizing bank transactions with machine learning. This technology streamlines the lending process and ensures that businesses have access to the financial resources they need.
MX
URL: MX
MX's data for business leverages machine learning to identify, cleanse, and categorize business transaction data. By providing better data and insights, MX empowers businesses and financial institutions to make smarter decisions and enhance the customer experience.
Banking-as-a-Service
Licensed Bank
ClearBank
URL: ClearBank
ClearBank operates as an intermediary platform, providing transactional solutions while acting as a functioning bank. By offering these services, ClearBank facilitates the creation of innovative financial products and services that meet the needs of modern consumers.
Column
URL: Column
Column serves as an infrastructure bank, enabling developers and businesses to launch new financial products. With Column's support, organizations can quickly bring innovative financial solutions to market, ensuring they stay competitive and meet the evolving demands of consumers.
Cross River
URL: Cross River
Cross River's API-driven banking infrastructure embeds financial services across industries and provides support for regulatory compliance. By connecting with Cross River, businesses can offer a more comprehensive suite of financial products and services while ensuring they meet regulatory requirements.
Green Dot
URL: Green Dot
Green Dot provides an end-to-end infrastructure for managing a banking or payments program at scale. This platform offers the foundation for businesses to build and expand their financial services, serving a wide range of customers and meeting their financial needs.
BBVA
URL: BBVA
BBVA is a digital banking platform that allows third-party platforms to access identity verification, account origination, and card issuance solutions. By connecting with BBVA, businesses can offer an enhanced range of financial services and products, supporting their customers' diverse financial needs.
Griffin
URL: Griffin
Griffin is a Banking-as-a-Service (BaaS) platform that enables companies to embed financial products into their apps via APIs. With Griffin's support, businesses can offer their customers a seamless and feature-rich financial experience, creating greater value and loyalty.
Solaris
URL: Solaris
Solaris provides a BaaS platform for European companies to implement digital banking, payments, lending, and identification management. With Solaris, businesses can take advantage of a comprehensive suite of financial services, ensuring they meet the needs of modern consumers.
Starling Bank
URL: Starling Bank
Starling Bank is a BaaS platform that handles AML, KYC, and scheme compliance to enable companies to launch financial products. By partnering with Starling Bank, businesses can ensure they meet regulatory requirements and offer secure financial products to their customers.
Middleware
I wrote an entire blog post about Middleware in banking, you can read that here.
Manning + Company: Your Trusted Talent Sourcing Partner in FinTech
At Manning + Company, we understand the criticality of finding the right talent to drive sustainable growth and success in the dynamic landscape of the FinTech industry. As a global leader in talent sourcing and management, we offer unparalleled expertise in connecting organizations with top-tier professionals at all levels.
Our talent sourcing services are tailored to cater to the diverse needs of our clients, whether they require full-time professionals or external workforce augmentation. We specialize in identifying and attracting individuals with exemplary skills and experience in the FinTech domain, ensuring that our clients are equipped with the best talent to fuel their innovation.
What sets us apart is our deep-rooted presence across the entire FinTech ecosystem, both locally and globally. Our dedicated team of experts possesses comprehensive knowledge and insights into the industry's nuances, paving the way for successful matches between organizations and talented individuals. From emerging startups to established enterprises, we have an extensive network of candidates who excel in areas such as blockchain technology, digital payments, cybersecurity, artificial intelligence, and more.
Our FinTech practice brings together professionals and leaders who understand the intricate workings and specific demands of this ever-evolving sector. By partnering with Manning + Company, organizations gain access to a vast range of talent, including developers, data analysts, compliance specialists, risk managers, and C-suite executives.
Harnessing our expertise and extensive network, we streamline the talent acquisition process, saving our clients valuable time and resources. Our meticulous screening and assessment procedures ensure that every candidate we present possesses the requisite skills, expertise, and cultural fit to contribute seamlessly to your organization's growth and success.
Whether you are seeking to strengthen your core team, expand your operations, or embark on new ventures in the FinTech realm, Manning + Company is your trusted partner for talent sourcing. Contact us today to leverage our deep industry knowledge, unwavering dedication, and global reach to secure the best talent for your FinTech aspirations.