Top Card Issuing Platforms Simplifying Fintech Card Launch

Having built card products from the ground up, we understand the immense challenges firsthand - from credit risk modeling to payment network integration. Yet the financing power of plastic makes cards an attractive embedded finance option. Luckily, a new generation of fintechs aims to simplify card issuance.

Specializing in startups, Lithic provides the infrastructure for card creation, program management, and issuance. Their APIs handle everything from card design to risk modeling.

For larger enterprises, Marqeta powers card issuing and processing for many well-known fintech brands. Their platform covers approval workflows, transaction processing, and real-time insights.

Highnote enables card issuing for credit, debit, and payroll use cases. Their APIs easily embed branded card experiences into apps.

Galileo offers a full card issuing and banking platform covering processing, credit risk, analytics, card creation, and lending.

Cardless allows companies to launch branded, customized credit lines as an additional revenue stream.

Apto provides a developer-friendly platform to issue debit, virtual, crypto, and corporate cards using modern APIs.

Deserve empowers fintechs and banks to build specialized credit card programs through their mobile-first issuing solution.

For whitelabeled and co-branded cards, Tandym helps companies offer branded debit and credit to their customers.

With a focus on healthcare, Mercantile enables clinics to provide financing cards that support group purchasing and payment plans.

Recently acquired by FIS, Bond delivered embedded financing APIs for credit cards, debit products, and business accounts.

i2c offers a no-code platform to design and manage card programs, simplifying product innovation for banks and fintech builders.

In fleet, WEX provides specialized fuel cards and expense management to track service and fuel payments.

Treasury Prime connects fintechs to banks and product providers via APIs so they can build and launch cards through a single integration.

Acquired by FleetCor, Comdata developed dedicated fleet payment and expense cards to consolidate fuel and maintenance.

With an end-to-end embedded financing platform, Alviere allows customers to create their own accounts, cards, transfers, loans and other financial products.

Thredd combines payment processing with their card issuance APIs to enable credit, debit and prepaid card creation.

As more companies explore embedded financing, expect ongoing innovation in fintech card issuing. Modular APIs and no-code platforms remove the traditional hurdles of credit risk, payment integration, and program management.

Yet building a successful card product requires specialized expertise across technology, operations, risk analysis, and more. Manning + Company provides on-demand access to proven fintech talent equipped to tackle complex card initiatives.

As a talent advisory firm, we recruit across the full fintech and embedded finance stack, including:

• Credit risk modelers, data scientists, and quantitative analysts

• Card operations and program management leaders

• Product managers with card issuing expertise

• Payments technologists across issuing, processing, and networks

• Designers experienced in card UX and onboarding flows

• Marketing and analytics experts in card acquisition

• Fraud and security specialists

Whether you are assessing card capabilities or accelerating new card product development, our network delivers the ideal blend of fintech experience and enterprise scale.

For example, when a neobank sought to expand beyond checking and savings to offer branded credit cards, Manning + Company provided a squad of product managers and engineers from leading card issuers. This team rapidly built approval workflows, UI/UX, and APIs integrating with credit bureaus and payment networks. Our talent assessment ensured the startup could attract top experts from incumbent banks via compensation benchmarking and tailored hiring strategy.

We provide the same data-driven recruiting approach for full-time roles and interim consulting projects tailored to your card initiatives. Our sourcing advisors qualify the perfect candidates through skills testing and behavioral interviewing. We handle recruiting, onboarding, and offboarding – no traditional recruiting overhead.

In a complex landscape, Manning + Company offers card issuers, fintech builders, and beyond access to proven, results-driven talent. To learn more about our specialized financial services recruiting, visit www.jonahmanning.co or follow us on LinkedIn.